Payment Options

Dog with a piggy bank

1. Payment is expected when services are rendered. In order to focus on our patients' needs, customer service and minimizing costs, we do not bill or provide in-house payment plans.

2. We accept debit cards, credit cards (Visa, Mastercard, Discover), personal checks, and cash. All cards must be signed by the owner of the card. 

3. When unexpected illness strikes a pet, unexpected expense strikes as well. Wise Owl Animal Hospital understands this and is able to make some special arrangements through the CareCredit program. It takes just 5 minutes to complete an application and will allow you to break down your payment into monthly installments. You can either apply at our hospital, over the phone for immediate approval, or apply online at

Highlights of the CareCredit program:

  • No Annual Fee
  • Determine approval in a few minutes 
  • CareCredit can be used at a variety of providers throughout Guam (for humans and pets!) 
  • 6-month payment plans are interest-free for fees $200 and over. 
  • If your charge is over $500, you can choose either a 6- or 12-month payment plan.  
  • Fixed APR payment plans available with options for 24+ months to pay off fees over $1,000. 

For more information, please visit

* Please note that there are no pet insurances available on Guam. However, should you have pre-existing pet insurance from the States, Wise Owl is happy to give you the documentation you need to complete a claim with your pet's insurance provider. 

*Our practice does not offer an 18-month payment plan option.

Contact Us

We look forward to hearing from you


Office Hours


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-1:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm


10:00 am-3:00 pm

Email: [email protected]
Tel:  (671) 646-CARE (2273) 

Fax: (671) 646-2264